LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,826
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,941
−HK$1,132/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,857
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,925
−HK$1,085/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,224
+HK$2,214/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,992
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,359/mo
Today · 4.125%
HK$45,688
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,780/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$91,376/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,828
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,301/mo
Today · 4.125%
HK$50,412
baseline
▲ 0.50% · 4.625%
HK$53,069
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$100,824/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,157
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,717
−HK$1,585/mo
Today · 4.125%
HK$53,302
baseline
▲ 0.50% · 4.625%
HK$56,546
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,604/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,799
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,296
−HK$1,518/mo
Today · 4.125%
HK$58,814
baseline
▲ 0.50% · 4.625%
HK$61,914
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,628/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,493
−HK$2,038/mo
Today · 4.125%
HK$68,531
baseline
▲ 0.50% · 4.625%
HK$72,701
+HK$4,170/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,062/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,742
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,666
−HK$1,952/mo
Today · 4.125%
HK$75,618
baseline
▲ 0.50% · 4.625%
HK$79,604
+HK$3,986/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,236/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,184 · Scale 2, in force from 26 Feb 2026)