LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,827
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,941
−HK$1,132/mo
Today · 4.125%
HK$38,073
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,146/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,857
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,926
−HK$1,084/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,225
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,992
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,359/mo
Today · 4.125%
HK$45,688
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,780/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$91,376/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,828
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,301/mo
Today · 4.125%
HK$50,412
baseline
▲ 0.50% · 4.625%
HK$53,070
+HK$2,658/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$100,824/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,157
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,718
−HK$1,585/mo
Today · 4.125%
HK$53,303
baseline
▲ 0.50% · 4.625%
HK$56,546
+HK$3,243/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,606/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,800
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,296
−HK$1,518/mo
Today · 4.125%
HK$58,814
baseline
▲ 0.50% · 4.625%
HK$61,915
+HK$3,101/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,628/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,488
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,494
−HK$2,038/mo
Today · 4.125%
HK$68,532
baseline
▲ 0.50% · 4.625%
HK$72,702
+HK$4,170/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,064/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,742
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,667
−HK$1,951/mo
Today · 4.125%
HK$75,618
baseline
▲ 0.50% · 4.625%
HK$79,604
+HK$3,986/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,236/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,190 · Scale 2, in force from 26 Feb 2026)