LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,830
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,945
−HK$1,132/mo
Today · 4.125%
HK$38,077
baseline
▲ 0.50% · 4.625%
HK$40,394
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,154/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,861
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,930
−HK$1,084/mo
Today · 4.125%
HK$42,014
baseline
▲ 0.50% · 4.625%
HK$44,229
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,028/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,996
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,333
−HK$1,359/mo
Today · 4.125%
HK$45,692
baseline
▲ 0.50% · 4.625%
HK$48,473
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,384/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,833
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,115
−HK$1,302/mo
Today · 4.125%
HK$50,417
baseline
▲ 0.50% · 4.625%
HK$53,074
+HK$2,657/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,834/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,162
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,722
−HK$1,586/mo
Today · 4.125%
HK$53,308
baseline
▲ 0.50% · 4.625%
HK$56,551
+HK$3,243/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,616/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,805
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,301
−HK$1,519/mo
Today · 4.125%
HK$58,820
baseline
▲ 0.50% · 4.625%
HK$61,920
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,640/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,494
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,500
−HK$2,038/mo
Today · 4.125%
HK$68,538
baseline
▲ 0.50% · 4.625%
HK$72,709
+HK$4,171/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,076/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,749
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,673
−HK$1,952/mo
Today · 4.125%
HK$75,625
baseline
▲ 0.50% · 4.625%
HK$79,612
+HK$3,987/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,250/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,244 · Scale 2, in force from 26 Feb 2026)