LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,833
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$1,132/mo
Today · 4.125%
HK$38,080
baseline
▲ 0.50% · 4.625%
HK$40,397
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,160/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,864
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,933
−HK$1,085/mo
Today · 4.125%
HK$42,018
baseline
▲ 0.50% · 4.625%
HK$44,232
+HK$2,214/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,036/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,337
−HK$1,359/mo
Today · 4.125%
HK$45,696
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,392/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,837
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,120
−HK$1,301/mo
Today · 4.125%
HK$50,421
baseline
▲ 0.50% · 4.625%
HK$53,079
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,842/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,166
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,727
−HK$1,585/mo
Today · 4.125%
HK$53,312
baseline
▲ 0.50% · 4.625%
HK$56,556
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,624/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,809
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,306
−HK$1,519/mo
Today · 4.125%
HK$58,825
baseline
▲ 0.50% · 4.625%
HK$61,925
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,650/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,499
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,506
−HK$2,038/mo
Today · 4.125%
HK$68,544
baseline
▲ 0.50% · 4.625%
HK$72,715
+HK$4,171/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,088/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,755
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,679
−HK$1,953/mo
Today · 4.125%
HK$75,632
baseline
▲ 0.50% · 4.625%
HK$79,618
+HK$3,986/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,264/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,293 · Scale 2, in force from 26 Feb 2026)