LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,833
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$1,132/mo
Today · 4.125%
HK$38,080
baseline
▲ 0.50% · 4.625%
HK$40,398
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,160/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,864
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,933
−HK$1,085/mo
Today · 4.125%
HK$42,018
baseline
▲ 0.50% · 4.625%
HK$44,233
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,036/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,000
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,338
−HK$1,359/mo
Today · 4.125%
HK$45,697
baseline
▲ 0.50% · 4.625%
HK$48,477
+HK$2,780/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,394/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,837
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,120
−HK$1,302/mo
Today · 4.125%
HK$50,422
baseline
▲ 0.50% · 4.625%
HK$53,079
+HK$2,657/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,844/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,167
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,727
−HK$1,586/mo
Today · 4.125%
HK$53,313
baseline
▲ 0.50% · 4.625%
HK$56,557
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,626/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,810
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,307
−HK$1,518/mo
Today · 4.125%
HK$58,825
baseline
▲ 0.50% · 4.625%
HK$61,926
+HK$3,101/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,650/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,500
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,506
−HK$2,039/mo
Today · 4.125%
HK$68,545
baseline
▲ 0.50% · 4.625%
HK$72,716
+HK$4,171/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,090/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,756
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,680
−HK$1,952/mo
Today · 4.125%
HK$75,632
baseline
▲ 0.50% · 4.625%
HK$79,619
+HK$3,987/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,264/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,299 · Scale 2, in force from 26 Feb 2026)