LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,834
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,948
−HK$1,133/mo
Today · 4.125%
HK$38,081
baseline
▲ 0.50% · 4.625%
HK$40,398
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,162/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,865
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,934
−HK$1,085/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,233
+HK$2,214/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,001
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,338
−HK$1,359/mo
Today · 4.125%
HK$45,697
baseline
▲ 0.50% · 4.625%
HK$48,478
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,394/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,838
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,121
−HK$1,301/mo
Today · 4.125%
HK$50,422
baseline
▲ 0.50% · 4.625%
HK$53,080
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,844/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,167
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,728
−HK$1,585/mo
Today · 4.125%
HK$53,313
baseline
▲ 0.50% · 4.625%
HK$56,557
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,626/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,811
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,307
−HK$1,519/mo
Today · 4.125%
HK$58,826
baseline
▲ 0.50% · 4.625%
HK$61,927
+HK$3,101/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,652/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,501
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,507
−HK$2,039/mo
Today · 4.125%
HK$68,546
baseline
▲ 0.50% · 4.625%
HK$72,716
+HK$4,170/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,092/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,757
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,681
−HK$1,952/mo
Today · 4.125%
HK$75,633
baseline
▲ 0.50% · 4.625%
HK$79,620
+HK$3,987/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,266/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,306 · Scale 2, in force from 26 Feb 2026)