LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,834
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$1,133/mo
Today · 4.125%
HK$38,082
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,164/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,865
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,084/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,234
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,001
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,339
−HK$1,359/mo
Today · 4.125%
HK$45,698
baseline
▲ 0.50% · 4.625%
HK$48,478
+HK$2,780/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,396/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,839
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,122
−HK$1,301/mo
Today · 4.125%
HK$50,423
baseline
▲ 0.50% · 4.625%
HK$53,081
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,846/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,168
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,729
−HK$1,585/mo
Today · 4.125%
HK$53,314
baseline
▲ 0.50% · 4.625%
HK$56,558
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,628/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,812
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,308
−HK$1,519/mo
Today · 4.125%
HK$58,827
baseline
▲ 0.50% · 4.625%
HK$61,928
+HK$3,101/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,654/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,502
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,508
−HK$2,039/mo
Today · 4.125%
HK$68,547
baseline
▲ 0.50% · 4.625%
HK$72,718
+HK$4,171/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,094/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,758
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,682
−HK$1,953/mo
Today · 4.125%
HK$75,635
baseline
▲ 0.50% · 4.625%
HK$79,621
+HK$3,986/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,270/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,316 · Scale 2, in force from 26 Feb 2026)