LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,836
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,951
−HK$1,132/mo
Today · 4.125%
HK$38,083
baseline
▲ 0.50% · 4.625%
HK$40,401
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,166/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,867
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,936
−HK$1,085/mo
Today · 4.125%
HK$42,021
baseline
▲ 0.50% · 4.625%
HK$44,236
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,042/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,003
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,341
−HK$1,359/mo
Today · 4.125%
HK$45,700
baseline
▲ 0.50% · 4.625%
HK$48,481
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,400/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,841
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,124
−HK$1,301/mo
Today · 4.125%
HK$50,425
baseline
▲ 0.50% · 4.625%
HK$53,083
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,850/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,170
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,731
−HK$1,586/mo
Today · 4.125%
HK$53,317
baseline
▲ 0.50% · 4.625%
HK$56,561
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,634/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,814
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,311
−HK$1,519/mo
Today · 4.125%
HK$58,830
baseline
▲ 0.50% · 4.625%
HK$61,931
+HK$3,101/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,660/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,505
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,511
−HK$2,039/mo
Today · 4.125%
HK$68,550
baseline
▲ 0.50% · 4.625%
HK$72,721
+HK$4,171/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,100/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,761
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,686
−HK$1,952/mo
Today · 4.125%
HK$75,638
baseline
▲ 0.50% · 4.625%
HK$79,625
+HK$3,987/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,276/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,342 · Scale 2, in force from 26 Feb 2026)