LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,837
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,952
−HK$1,132/mo
Today · 4.125%
HK$38,084
baseline
▲ 0.50% · 4.625%
HK$40,401
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,168/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,868
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,937
−HK$1,085/mo
Today · 4.125%
HK$42,022
baseline
▲ 0.50% · 4.625%
HK$44,237
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,044/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,004
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,342
−HK$1,359/mo
Today · 4.125%
HK$45,701
baseline
▲ 0.50% · 4.625%
HK$48,482
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,402/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,842
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,125
−HK$1,301/mo
Today · 4.125%
HK$50,426
baseline
▲ 0.50% · 4.625%
HK$53,084
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,852/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,172
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,732
−HK$1,586/mo
Today · 4.125%
HK$53,318
baseline
▲ 0.50% · 4.625%
HK$56,562
+HK$3,244/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,636/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,815
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,312
−HK$1,519/mo
Today · 4.125%
HK$58,831
baseline
▲ 0.50% · 4.625%
HK$61,932
+HK$3,101/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,662/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,506
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,513
−HK$2,038/mo
Today · 4.125%
HK$68,551
baseline
▲ 0.50% · 4.625%
HK$72,723
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,102/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,763
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,687
−HK$1,953/mo
Today · 4.125%
HK$75,640
baseline
▲ 0.50% · 4.625%
HK$79,627
+HK$3,987/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,280/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,355 · Scale 2, in force from 26 Feb 2026)