LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,840
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,955
−HK$1,132/mo
Today · 4.125%
HK$38,087
baseline
▲ 0.50% · 4.625%
HK$40,405
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,174/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,872
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,941
−HK$1,085/mo
Today · 4.125%
HK$42,026
baseline
▲ 0.50% · 4.625%
HK$44,241
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,052/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,008
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,346
−HK$1,359/mo
Today · 4.125%
HK$45,705
baseline
▲ 0.50% · 4.625%
HK$48,486
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,410/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,846
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,129
−HK$1,302/mo
Today · 4.125%
HK$50,431
baseline
▲ 0.50% · 4.625%
HK$53,089
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,862/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,176
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,737
−HK$1,585/mo
Today · 4.125%
HK$53,322
baseline
▲ 0.50% · 4.625%
HK$56,567
+HK$3,245/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$106,644/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,820
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,317
−HK$1,519/mo
Today · 4.125%
HK$58,836
baseline
▲ 0.50% · 4.625%
HK$61,937
+HK$3,101/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$117,672/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,512
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,518
−HK$2,039/mo
Today · 4.125%
HK$68,557
baseline
▲ 0.50% · 4.625%
HK$72,729
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,114/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,769
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,694
−HK$1,952/mo
Today · 4.125%
HK$75,646
baseline
▲ 0.50% · 4.625%
HK$79,634
+HK$3,988/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,292/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,406 · Scale 2, in force from 26 Feb 2026)