LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,841
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,956
−HK$1,133/mo
Today · 4.125%
HK$38,089
baseline
▲ 0.50% · 4.625%
HK$40,407
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,178/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,873
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,943
−HK$1,085/mo
Today · 4.125%
HK$42,028
baseline
▲ 0.50% · 4.625%
HK$44,243
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,056/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,010
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,348
−HK$1,359/mo
Today · 4.125%
HK$45,707
baseline
▲ 0.50% · 4.625%
HK$48,488
+HK$2,781/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,414/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,131
−HK$1,302/mo
Today · 4.125%
HK$50,433
baseline
▲ 0.50% · 4.625%
HK$53,091
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,866/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,178
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,739
−HK$1,586/mo
Today · 4.125%
HK$53,325
baseline
▲ 0.50% · 4.625%
HK$56,569
+HK$3,244/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$106,650/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,823
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,320
−HK$1,519/mo
Today · 4.125%
HK$58,839
baseline
▲ 0.50% · 4.625%
HK$61,940
+HK$3,101/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$117,678/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,515
−HK$4,045/mo
▼ 0.25% · 3.875%
HK$66,521
−HK$2,039/mo
Today · 4.125%
HK$68,560
baseline
▲ 0.50% · 4.625%
HK$72,732
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,120/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,772
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,697
−HK$1,953/mo
Today · 4.125%
HK$75,650
baseline
▲ 0.50% · 4.625%
HK$79,637
+HK$3,987/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,300/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,432 · Scale 2, in force from 26 Feb 2026)