LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,843
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,958
−HK$1,132/mo
Today · 4.125%
HK$38,090
baseline
▲ 0.50% · 4.625%
HK$40,408
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,180/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,875
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,944
−HK$1,085/mo
Today · 4.125%
HK$42,029
baseline
▲ 0.50% · 4.625%
HK$44,244
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,058/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,011
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,349
−HK$1,359/mo
Today · 4.125%
HK$45,708
baseline
▲ 0.50% · 4.625%
HK$48,490
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,416/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,850
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,133
−HK$1,302/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,093
+HK$2,658/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,180
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,741
−HK$1,586/mo
Today · 4.125%
HK$53,327
baseline
▲ 0.50% · 4.625%
HK$56,571
+HK$3,244/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$106,654/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,825
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,322
−HK$1,519/mo
Today · 4.125%
HK$58,841
baseline
▲ 0.50% · 4.625%
HK$61,942
+HK$3,101/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$117,682/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,517
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,524
−HK$2,039/mo
Today · 4.125%
HK$68,563
baseline
▲ 0.50% · 4.625%
HK$72,735
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,126/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,774
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,699
−HK$1,953/mo
Today · 4.125%
HK$75,652
baseline
▲ 0.50% · 4.625%
HK$79,640
+HK$3,988/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,304/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,453 · Scale 2, in force from 26 Feb 2026)