LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,844
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,959
−HK$1,133/mo
Today · 4.125%
HK$38,092
baseline
▲ 0.50% · 4.625%
HK$40,410
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,184/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,876
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,946
−HK$1,085/mo
Today · 4.125%
HK$42,031
baseline
▲ 0.50% · 4.625%
HK$44,246
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,062/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,013
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,351
−HK$1,359/mo
Today · 4.125%
HK$45,710
baseline
▲ 0.50% · 4.625%
HK$48,492
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,420/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,852
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,135
−HK$1,302/mo
Today · 4.125%
HK$50,437
baseline
▲ 0.50% · 4.625%
HK$53,096
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,874/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,182
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,743
−HK$1,586/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,574
+HK$3,245/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,827
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,324
−HK$1,519/mo
Today · 4.125%
HK$58,843
baseline
▲ 0.50% · 4.625%
HK$61,945
+HK$3,102/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$117,686/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,520
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,527
−HK$2,039/mo
Today · 4.125%
HK$68,566
baseline
▲ 0.50% · 4.625%
HK$72,738
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,132/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,778
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$73,703
−HK$1,952/mo
Today · 4.125%
HK$75,655
baseline
▲ 0.50% · 4.625%
HK$79,643
+HK$3,988/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,310/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,479 · Scale 2, in force from 26 Feb 2026)