LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,846
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,961
−HK$1,133/mo
Today · 4.125%
HK$38,094
baseline
▲ 0.50% · 4.625%
HK$40,412
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,188/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,879
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,085/mo
Today · 4.125%
HK$42,033
baseline
▲ 0.50% · 4.625%
HK$44,249
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,066/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,016
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,354
−HK$1,359/mo
Today · 4.125%
HK$45,713
baseline
▲ 0.50% · 4.625%
HK$48,495
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,426/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,855
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,138
−HK$1,302/mo
Today · 4.125%
HK$50,440
baseline
▲ 0.50% · 4.625%
HK$53,099
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,880/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,185
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,746
−HK$1,586/mo
Today · 4.125%
HK$53,332
baseline
▲ 0.50% · 4.625%
HK$56,577
+HK$3,245/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$106,664/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,830
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,328
−HK$1,519/mo
Today · 4.125%
HK$58,847
baseline
▲ 0.50% · 4.625%
HK$61,949
+HK$3,102/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$117,694/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,524
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,531
−HK$2,039/mo
Today · 4.125%
HK$68,570
baseline
▲ 0.50% · 4.625%
HK$72,742
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,140/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,782
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,707
−HK$1,953/mo
Today · 4.125%
HK$75,660
baseline
▲ 0.50% · 4.625%
HK$79,648
+HK$3,988/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,320/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,514 · Scale 2, in force from 26 Feb 2026)