LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,847
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,962
−HK$1,133/mo
Today · 4.125%
HK$38,095
baseline
▲ 0.50% · 4.625%
HK$40,413
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,190/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,880
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,949
−HK$1,085/mo
Today · 4.125%
HK$42,034
baseline
▲ 0.50% · 4.625%
HK$44,250
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,068/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,017
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,355
−HK$1,359/mo
Today · 4.125%
HK$45,714
baseline
▲ 0.50% · 4.625%
HK$48,496
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,428/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,856
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,139
−HK$1,302/mo
Today · 4.125%
HK$50,441
baseline
▲ 0.50% · 4.625%
HK$53,100
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,882/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,186
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,747
−HK$1,586/mo
Today · 4.125%
HK$53,333
baseline
▲ 0.50% · 4.625%
HK$56,578
+HK$3,245/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$106,666/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,831
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,329
−HK$1,519/mo
Today · 4.125%
HK$58,848
baseline
▲ 0.50% · 4.625%
HK$61,950
+HK$3,102/mo
Deposit HK$4.72M · loan HK$11.00M · min. income ≈ HK$117,696/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,525
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,532
−HK$2,039/mo
Today · 4.125%
HK$68,571
baseline
▲ 0.50% · 4.625%
HK$72,744
+HK$4,173/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,142/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,783
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,708
−HK$1,954/mo
Today · 4.125%
HK$75,662
baseline
▲ 0.50% · 4.625%
HK$79,650
+HK$3,988/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,324/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,526 · Scale 2, in force from 26 Feb 2026)