LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,850
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,965
−HK$1,133/mo
Today · 4.125%
HK$38,098
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,319/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,196/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,883
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,085/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,254
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,020
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,359
−HK$1,359/mo
Today · 4.125%
HK$45,718
baseline
▲ 0.50% · 4.625%
HK$48,500
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,436/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,860
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,143
−HK$1,302/mo
Today · 4.125%
HK$50,445
baseline
▲ 0.50% · 4.625%
HK$53,104
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,890/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,190
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,752
−HK$1,586/mo
Today · 4.125%
HK$53,338
baseline
▲ 0.50% · 4.625%
HK$56,583
+HK$3,245/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,676/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,836
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,334
−HK$1,519/mo
Today · 4.125%
HK$58,853
baseline
▲ 0.50% · 4.625%
HK$61,955
+HK$3,102/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,706/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,531
−HK$4,046/mo
▼ 0.25% · 3.875%
HK$66,538
−HK$2,039/mo
Today · 4.125%
HK$68,577
baseline
▲ 0.50% · 4.625%
HK$72,750
+HK$4,173/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,154/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,790
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,715
−HK$1,953/mo
Today · 4.125%
HK$75,668
baseline
▲ 0.50% · 4.625%
HK$79,657
+HK$3,989/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,336/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,577 · Scale 2, in force from 26 Feb 2026)