LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,852
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,967
−HK$1,133/mo
Today · 4.125%
HK$38,100
baseline
▲ 0.50% · 4.625%
HK$40,418
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,200/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,954
−HK$1,085/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,255
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,022
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,360
−HK$1,360/mo
Today · 4.125%
HK$45,720
baseline
▲ 0.50% · 4.625%
HK$48,502
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,440/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,861
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,145
−HK$1,302/mo
Today · 4.125%
HK$50,447
baseline
▲ 0.50% · 4.625%
HK$53,106
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,894/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,192
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,753
−HK$1,587/mo
Today · 4.125%
HK$53,340
baseline
▲ 0.50% · 4.625%
HK$56,585
+HK$3,245/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,680/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,838
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,336
−HK$1,519/mo
Today · 4.125%
HK$58,855
baseline
▲ 0.50% · 4.625%
HK$61,957
+HK$3,102/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,710/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,533
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,540
−HK$2,040/mo
Today · 4.125%
HK$68,580
baseline
▲ 0.50% · 4.625%
HK$72,752
+HK$4,172/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,160/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,792
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,717
−HK$1,954/mo
Today · 4.125%
HK$75,671
baseline
▲ 0.50% · 4.625%
HK$79,659
+HK$3,988/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,342/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,598 · Scale 2, in force from 26 Feb 2026)