LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,853
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,969
−HK$1,133/mo
Today · 4.125%
HK$38,102
baseline
▲ 0.50% · 4.625%
HK$40,420
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,204/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,886
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,956
−HK$1,085/mo
Today · 4.125%
HK$42,041
baseline
▲ 0.50% · 4.625%
HK$44,257
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,082/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,024
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,362
−HK$1,360/mo
Today · 4.125%
HK$45,722
baseline
▲ 0.50% · 4.625%
HK$48,504
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,444/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,864
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,147
−HK$1,303/mo
Today · 4.125%
HK$50,450
baseline
▲ 0.50% · 4.625%
HK$53,109
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,900/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,195
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,756
−HK$1,586/mo
Today · 4.125%
HK$53,342
baseline
▲ 0.50% · 4.625%
HK$56,588
+HK$3,246/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,684/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,841
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,339
−HK$1,519/mo
Today · 4.125%
HK$58,858
baseline
▲ 0.50% · 4.625%
HK$61,960
+HK$3,102/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,716/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,536
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,543
−HK$2,040/mo
Today · 4.125%
HK$68,583
baseline
▲ 0.50% · 4.625%
HK$72,756
+HK$4,173/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,166/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,796
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$73,721
−HK$1,953/mo
Today · 4.125%
HK$75,674
baseline
▲ 0.50% · 4.625%
HK$79,663
+HK$3,989/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,348/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,626 · Scale 2, in force from 26 Feb 2026)