LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,855
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,971
−HK$1,133/mo
Today · 4.125%
HK$38,104
baseline
▲ 0.50% · 4.625%
HK$40,422
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,208/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,889
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,959
−HK$1,085/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,260
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,027
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,365
−HK$1,360/mo
Today · 4.125%
HK$45,725
baseline
▲ 0.50% · 4.625%
HK$48,507
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$91,450/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,867
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,150
−HK$1,303/mo
Today · 4.125%
HK$50,453
baseline
▲ 0.50% · 4.625%
HK$53,112
+HK$2,659/mo
Deposit HK$6.29M · loan HK$9.43M · min. income ≈ HK$100,906/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,198
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,759
−HK$1,586/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,591
+HK$3,246/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,844
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,342
−HK$1,519/mo
Today · 4.125%
HK$58,861
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,103/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,722/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,540
−HK$4,047/mo
▼ 0.25% · 3.875%
HK$66,547
−HK$2,040/mo
Today · 4.125%
HK$68,587
baseline
▲ 0.50% · 4.625%
HK$72,760
+HK$4,173/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,174/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,800
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,725
−HK$1,954/mo
Today · 4.125%
HK$75,679
baseline
▲ 0.50% · 4.625%
HK$79,668
+HK$3,989/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,358/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,661 · Scale 2, in force from 26 Feb 2026)