LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,857
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,973
−HK$1,133/mo
Today · 4.125%
HK$38,106
baseline
▲ 0.50% · 4.625%
HK$40,424
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,212/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,891
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,961
−HK$1,085/mo
Today · 4.125%
HK$42,046
baseline
▲ 0.50% · 4.625%
HK$44,262
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,092/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,029
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,367
−HK$1,360/mo
Today · 4.125%
HK$45,727
baseline
▲ 0.50% · 4.625%
HK$48,509
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,454/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,869
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,153
−HK$1,302/mo
Today · 4.125%
HK$50,455
baseline
▲ 0.50% · 4.625%
HK$53,115
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,910/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,200
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,762
−HK$1,586/mo
Today · 4.125%
HK$53,348
baseline
▲ 0.50% · 4.625%
HK$56,594
+HK$3,246/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,696/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,847
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,345
−HK$1,519/mo
Today · 4.125%
HK$58,864
baseline
▲ 0.50% · 4.625%
HK$61,967
+HK$3,103/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,728/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,543
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,551
−HK$2,040/mo
Today · 4.125%
HK$68,591
baseline
▲ 0.50% · 4.625%
HK$72,764
+HK$4,173/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,182/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,804
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,729
−HK$1,954/mo
Today · 4.125%
HK$75,683
baseline
▲ 0.50% · 4.625%
HK$79,672
+HK$3,989/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,366/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,692 · Scale 2, in force from 26 Feb 2026)