LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,858
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,973
−HK$1,134/mo
Today · 4.125%
HK$38,107
baseline
▲ 0.50% · 4.625%
HK$40,425
+HK$2,318/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,214/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,892
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,962
−HK$1,085/mo
Today · 4.125%
HK$42,047
baseline
▲ 0.50% · 4.625%
HK$44,263
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,094/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,030
−HK$2,698/mo
▼ 0.25% · 3.875%
HK$44,368
−HK$1,360/mo
Today · 4.125%
HK$45,728
baseline
▲ 0.50% · 4.625%
HK$48,510
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,456/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,870
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,154
−HK$1,302/mo
Today · 4.125%
HK$50,456
baseline
▲ 0.50% · 4.625%
HK$53,116
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,912/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,201
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,763
−HK$1,586/mo
Today · 4.125%
HK$53,349
baseline
▲ 0.50% · 4.625%
HK$56,596
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,698/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,848
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,346
−HK$1,520/mo
Today · 4.125%
HK$58,866
baseline
▲ 0.50% · 4.625%
HK$61,969
+HK$3,103/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,732/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,544
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,552
−HK$2,040/mo
Today · 4.125%
HK$68,592
baseline
▲ 0.50% · 4.625%
HK$72,766
+HK$4,174/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,184/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,805
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,731
−HK$1,954/mo
Today · 4.125%
HK$75,685
baseline
▲ 0.50% · 4.625%
HK$79,674
+HK$3,989/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,370/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,705 · Scale 2, in force from 26 Feb 2026)