LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,859
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,975
−HK$1,133/mo
Today · 4.125%
HK$38,108
baseline
▲ 0.50% · 4.625%
HK$40,427
+HK$2,319/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,216/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,893
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,963
−HK$1,086/mo
Today · 4.125%
HK$42,049
baseline
▲ 0.50% · 4.625%
HK$44,265
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,098/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,031
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,370
−HK$1,360/mo
Today · 4.125%
HK$45,730
baseline
▲ 0.50% · 4.625%
HK$48,512
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,460/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,872
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,156
−HK$1,302/mo
Today · 4.125%
HK$50,458
baseline
▲ 0.50% · 4.625%
HK$53,118
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,916/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,203
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,765
−HK$1,586/mo
Today · 4.125%
HK$53,351
baseline
▲ 0.50% · 4.625%
HK$56,598
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,702/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,851
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,348
−HK$1,520/mo
Today · 4.125%
HK$58,868
baseline
▲ 0.50% · 4.625%
HK$61,971
+HK$3,103/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,736/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,547
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,555
−HK$2,040/mo
Today · 4.125%
HK$68,595
baseline
▲ 0.50% · 4.625%
HK$72,768
+HK$4,173/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,190/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,808
−HK$3,879/mo
▼ 0.25% · 3.875%
HK$73,734
−HK$1,953/mo
Today · 4.125%
HK$75,687
baseline
▲ 0.50% · 4.625%
HK$79,677
+HK$3,990/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,374/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,728 · Scale 2, in force from 26 Feb 2026)