LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,862
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,977
−HK$1,133/mo
Today · 4.125%
HK$38,110
baseline
▲ 0.50% · 4.625%
HK$40,429
+HK$2,319/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,220/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,896
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,966
−HK$1,085/mo
Today · 4.125%
HK$42,051
baseline
▲ 0.50% · 4.625%
HK$44,268
+HK$2,217/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,102/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,034
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,373
−HK$1,360/mo
Today · 4.125%
HK$45,733
baseline
▲ 0.50% · 4.625%
HK$48,515
+HK$2,782/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,466/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,875
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,159
−HK$1,302/mo
Today · 4.125%
HK$50,461
baseline
▲ 0.50% · 4.625%
HK$53,121
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,922/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,206
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,768
−HK$1,587/mo
Today · 4.125%
HK$53,355
baseline
▲ 0.50% · 4.625%
HK$56,601
+HK$3,246/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,710/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,854
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,352
−HK$1,520/mo
Today · 4.125%
HK$58,872
baseline
▲ 0.50% · 4.625%
HK$61,975
+HK$3,103/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,744/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,551
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,559
−HK$2,040/mo
Today · 4.125%
HK$68,599
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$4,174/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$137,198/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,812
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,738
−HK$1,954/mo
Today · 4.125%
HK$75,692
baseline
▲ 0.50% · 4.625%
HK$79,682
+HK$3,990/mo
Deposit HK$1.57M · loan HK$14.15M · min. income ≈ HK$151,384/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,763 · Scale 2, in force from 26 Feb 2026)