LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,865
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,980
−HK$1,134/mo
Today · 4.125%
HK$38,114
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,319/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,228/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,899
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,969
−HK$1,086/mo
Today · 4.125%
HK$42,055
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,216/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,110/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,037
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,376
−HK$1,360/mo
Today · 4.125%
HK$45,736
baseline
▲ 0.50% · 4.625%
HK$48,519
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,472/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,879
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,163
−HK$1,302/mo
Today · 4.125%
HK$50,465
baseline
▲ 0.50% · 4.625%
HK$53,126
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,930/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,210
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,772
−HK$1,587/mo
Today · 4.125%
HK$53,359
baseline
▲ 0.50% · 4.625%
HK$56,606
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,718/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,859
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,357
−HK$1,519/mo
Today · 4.125%
HK$58,876
baseline
▲ 0.50% · 4.625%
HK$61,980
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,752/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,556
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,564
−HK$2,040/mo
Today · 4.125%
HK$68,604
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,208/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,818
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,744
−HK$1,954/mo
Today · 4.125%
HK$75,698
baseline
▲ 0.50% · 4.625%
HK$79,688
+HK$3,990/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,396/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,811 · Scale 2, in force from 26 Feb 2026)