LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,866
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,982
−HK$1,133/mo
Today · 4.125%
HK$38,115
baseline
▲ 0.50% · 4.625%
HK$40,434
+HK$2,319/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,230/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,900
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,971
−HK$1,085/mo
Today · 4.125%
HK$42,056
baseline
▲ 0.50% · 4.625%
HK$44,273
+HK$2,217/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,112/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,039
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,378
−HK$1,360/mo
Today · 4.125%
HK$45,738
baseline
▲ 0.50% · 4.625%
HK$48,521
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,476/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,881
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$49,165
−HK$1,302/mo
Today · 4.125%
HK$50,467
baseline
▲ 0.50% · 4.625%
HK$53,128
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,934/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,212
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,774
−HK$1,587/mo
Today · 4.125%
HK$53,361
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,722/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,861
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,520/mo
Today · 4.125%
HK$58,879
baseline
▲ 0.50% · 4.625%
HK$61,982
+HK$3,103/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,758/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,559
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,567
−HK$2,040/mo
Today · 4.125%
HK$68,607
baseline
▲ 0.50% · 4.625%
HK$72,782
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,214/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,821
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,747
−HK$1,954/mo
Today · 4.125%
HK$75,701
baseline
▲ 0.50% · 4.625%
HK$79,691
+HK$3,990/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,402/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,834 · Scale 2, in force from 26 Feb 2026)