LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,867
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,983
−HK$1,134/mo
Today · 4.125%
HK$38,117
baseline
▲ 0.50% · 4.625%
HK$40,436
+HK$2,319/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,234/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,902
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,972
−HK$1,086/mo
Today · 4.125%
HK$42,058
baseline
▲ 0.50% · 4.625%
HK$44,275
+HK$2,217/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,116/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,041
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,380
−HK$1,360/mo
Today · 4.125%
HK$45,740
baseline
▲ 0.50% · 4.625%
HK$48,523
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,480/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,883
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,167
−HK$1,303/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,130
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,214
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,776
−HK$1,587/mo
Today · 4.125%
HK$53,363
baseline
▲ 0.50% · 4.625%
HK$56,610
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,726/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,863
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,361
−HK$1,520/mo
Today · 4.125%
HK$58,881
baseline
▲ 0.50% · 4.625%
HK$61,985
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,762/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,561
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,570
−HK$2,040/mo
Today · 4.125%
HK$68,610
baseline
▲ 0.50% · 4.625%
HK$72,785
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,220/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,824
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,750
−HK$1,954/mo
Today · 4.125%
HK$75,704
baseline
▲ 0.50% · 4.625%
HK$79,695
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,408/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,859 · Scale 2, in force from 26 Feb 2026)