LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,869
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,985
−HK$1,133/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,438
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,974
−HK$1,086/mo
Today · 4.125%
HK$42,060
baseline
▲ 0.50% · 4.625%
HK$44,277
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,120/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,043
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,382
−HK$1,360/mo
Today · 4.125%
HK$45,742
baseline
▲ 0.50% · 4.625%
HK$48,525
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,484/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,885
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,169
−HK$1,303/mo
Today · 4.125%
HK$50,472
baseline
▲ 0.50% · 4.625%
HK$53,132
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,944/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,217
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,587/mo
Today · 4.125%
HK$53,366
baseline
▲ 0.50% · 4.625%
HK$56,613
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,732/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,865
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,364
−HK$1,520/mo
Today · 4.125%
HK$58,884
baseline
▲ 0.50% · 4.625%
HK$61,988
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,768/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,564
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,573
−HK$2,040/mo
Today · 4.125%
HK$68,613
baseline
▲ 0.50% · 4.625%
HK$72,788
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,226/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,827
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,753
−HK$1,955/mo
Today · 4.125%
HK$75,708
baseline
▲ 0.50% · 4.625%
HK$79,698
+HK$3,990/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,416/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,885 · Scale 2, in force from 26 Feb 2026)