LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,869
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,985
−HK$1,134/mo
Today · 4.125%
HK$38,119
baseline
▲ 0.50% · 4.625%
HK$40,438
+HK$2,319/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,238/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,904
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,975
−HK$1,085/mo
Today · 4.125%
HK$42,060
baseline
▲ 0.50% · 4.625%
HK$44,277
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,120/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,043
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,382
−HK$1,361/mo
Today · 4.125%
HK$45,743
baseline
▲ 0.50% · 4.625%
HK$48,526
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,486/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,885
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,170
−HK$1,302/mo
Today · 4.125%
HK$50,472
baseline
▲ 0.50% · 4.625%
HK$53,133
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,944/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,217
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,779
−HK$1,587/mo
Today · 4.125%
HK$53,366
baseline
▲ 0.50% · 4.625%
HK$56,614
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,732/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,866
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,365
−HK$1,519/mo
Today · 4.125%
HK$58,884
baseline
▲ 0.50% · 4.625%
HK$61,988
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,768/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,565
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,573
−HK$2,041/mo
Today · 4.125%
HK$68,614
baseline
▲ 0.50% · 4.625%
HK$72,789
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,228/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,828
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,754
−HK$1,955/mo
Today · 4.125%
HK$75,709
baseline
▲ 0.50% · 4.625%
HK$79,699
+HK$3,990/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,418/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,893 · Scale 2, in force from 26 Feb 2026)