LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,871
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,987
−HK$1,133/mo
Today · 4.125%
HK$38,120
baseline
▲ 0.50% · 4.625%
HK$40,440
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,240/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,906
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,976
−HK$1,086/mo
Today · 4.125%
HK$42,062
baseline
▲ 0.50% · 4.625%
HK$44,279
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,124/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,045
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,384
−HK$1,361/mo
Today · 4.125%
HK$45,745
baseline
▲ 0.50% · 4.625%
HK$48,528
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,490/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,172
−HK$1,303/mo
Today · 4.125%
HK$50,475
baseline
▲ 0.50% · 4.625%
HK$53,135
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,950/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,219
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,782
−HK$1,587/mo
Today · 4.125%
HK$53,369
baseline
▲ 0.50% · 4.625%
HK$56,616
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,738/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,869
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,367
−HK$1,520/mo
Today · 4.125%
HK$58,887
baseline
▲ 0.50% · 4.625%
HK$61,991
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,774/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,568
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,576
−HK$2,041/mo
Today · 4.125%
HK$68,617
baseline
▲ 0.50% · 4.625%
HK$72,792
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,234/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,831
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,758
−HK$1,954/mo
Today · 4.125%
HK$75,712
baseline
▲ 0.50% · 4.625%
HK$79,703
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,424/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,918 · Scale 2, in force from 26 Feb 2026)