LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,872
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,988
−HK$1,133/mo
Today · 4.125%
HK$38,121
baseline
▲ 0.50% · 4.625%
HK$40,441
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,242/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,907
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,977
−HK$1,086/mo
Today · 4.125%
HK$42,063
baseline
▲ 0.50% · 4.625%
HK$44,280
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,126/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,046
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,385
−HK$1,361/mo
Today · 4.125%
HK$45,746
baseline
▲ 0.50% · 4.625%
HK$48,529
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,492/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,888
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,303/mo
Today · 4.125%
HK$50,476
baseline
▲ 0.50% · 4.625%
HK$53,136
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,952/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,221
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,783
−HK$1,587/mo
Today · 4.125%
HK$53,370
baseline
▲ 0.50% · 4.625%
HK$56,617
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,740/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,870
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,368
−HK$1,520/mo
Today · 4.125%
HK$58,888
baseline
▲ 0.50% · 4.625%
HK$61,992
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,776/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,569
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,578
−HK$2,040/mo
Today · 4.125%
HK$68,618
baseline
▲ 0.50% · 4.625%
HK$72,794
+HK$4,176/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,236/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,833
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,759
−HK$1,955/mo
Today · 4.125%
HK$75,714
baseline
▲ 0.50% · 4.625%
HK$79,705
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,428/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,931 · Scale 2, in force from 26 Feb 2026)