LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,873
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,989
−HK$1,134/mo
Today · 4.125%
HK$38,123
baseline
▲ 0.50% · 4.625%
HK$40,442
+HK$2,319/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,246/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,908
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,979
−HK$1,086/mo
Today · 4.125%
HK$42,065
baseline
▲ 0.50% · 4.625%
HK$44,282
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,130/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,048
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,387
−HK$1,360/mo
Today · 4.125%
HK$45,747
baseline
▲ 0.50% · 4.625%
HK$48,531
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,494/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,890
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,175
−HK$1,303/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,138
+HK$2,660/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,222
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,785
−HK$1,587/mo
Today · 4.125%
HK$53,372
baseline
▲ 0.50% · 4.625%
HK$56,619
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,744/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,872
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,370
−HK$1,520/mo
Today · 4.125%
HK$58,890
baseline
▲ 0.50% · 4.625%
HK$61,995
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,780/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,572
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,580
−HK$2,041/mo
Today · 4.125%
HK$68,621
baseline
▲ 0.50% · 4.625%
HK$72,796
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,242/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,835
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,762
−HK$1,954/mo
Today · 4.125%
HK$75,716
baseline
▲ 0.50% · 4.625%
HK$79,707
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,432/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,953 · Scale 2, in force from 26 Feb 2026)