LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,873
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,989
−HK$1,134/mo
Today · 4.125%
HK$38,123
baseline
▲ 0.50% · 4.625%
HK$40,443
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,246/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,909
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,979
−HK$1,086/mo
Today · 4.125%
HK$42,065
baseline
▲ 0.50% · 4.625%
HK$44,282
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,130/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,048
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,387
−HK$1,361/mo
Today · 4.125%
HK$45,748
baseline
▲ 0.50% · 4.625%
HK$48,531
+HK$2,783/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,496/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,891
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,175
−HK$1,303/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,139
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,223
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,785
−HK$1,587/mo
Today · 4.125%
HK$53,372
baseline
▲ 0.50% · 4.625%
HK$56,620
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,744/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,872
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,371
−HK$1,520/mo
Today · 4.125%
HK$58,891
baseline
▲ 0.50% · 4.625%
HK$61,995
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,782/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,572
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,581
−HK$2,040/mo
Today · 4.125%
HK$68,621
baseline
▲ 0.50% · 4.625%
HK$72,797
+HK$4,176/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,242/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,836
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,763
−HK$1,954/mo
Today · 4.125%
HK$75,717
baseline
▲ 0.50% · 4.625%
HK$79,708
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,434/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,958 · Scale 2, in force from 26 Feb 2026)