LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,874
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$1,134/mo
Today · 4.125%
HK$38,124
baseline
▲ 0.50% · 4.625%
HK$40,444
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,248/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,910
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,980
−HK$1,086/mo
Today · 4.125%
HK$42,066
baseline
▲ 0.50% · 4.625%
HK$44,284
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,132/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,049
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,388
−HK$1,361/mo
Today · 4.125%
HK$45,749
baseline
▲ 0.50% · 4.625%
HK$48,533
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,498/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,892
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,176
−HK$1,303/mo
Today · 4.125%
HK$50,479
baseline
▲ 0.50% · 4.625%
HK$53,140
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,958/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,224
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,787
−HK$1,587/mo
Today · 4.125%
HK$53,374
baseline
▲ 0.50% · 4.625%
HK$56,621
+HK$3,247/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,748/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,874
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,372
−HK$1,521/mo
Today · 4.125%
HK$58,893
baseline
▲ 0.50% · 4.625%
HK$61,997
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,786/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,574
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,583
−HK$2,040/mo
Today · 4.125%
HK$68,623
baseline
▲ 0.50% · 4.625%
HK$72,799
+HK$4,176/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,246/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,838
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,765
−HK$1,954/mo
Today · 4.125%
HK$75,719
baseline
▲ 0.50% · 4.625%
HK$79,710
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,438/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,975 · Scale 2, in force from 26 Feb 2026)