LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,876
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,992
−HK$1,133/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,911
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,086/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,051
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,390
−HK$1,360/mo
Today · 4.125%
HK$45,750
baseline
▲ 0.50% · 4.625%
HK$48,534
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,500/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,893
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,303/mo
Today · 4.125%
HK$50,481
baseline
▲ 0.50% · 4.625%
HK$53,142
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,962/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,226
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,788
−HK$1,587/mo
Today · 4.125%
HK$53,375
baseline
▲ 0.50% · 4.625%
HK$56,623
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,750/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,876
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,374
−HK$1,521/mo
Today · 4.125%
HK$58,895
baseline
▲ 0.50% · 4.625%
HK$61,999
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,790/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,576
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,585
−HK$2,041/mo
Today · 4.125%
HK$68,626
baseline
▲ 0.50% · 4.625%
HK$72,801
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,252/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,840
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,767
−HK$1,955/mo
Today · 4.125%
HK$75,722
baseline
▲ 0.50% · 4.625%
HK$79,713
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,444/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,993 · Scale 2, in force from 26 Feb 2026)