LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,876
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,992
−HK$1,134/mo
Today · 4.125%
HK$38,126
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,319/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,252/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,912
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,086/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,051
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,390
−HK$1,361/mo
Today · 4.125%
HK$45,751
baseline
▲ 0.50% · 4.625%
HK$48,535
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,502/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,894
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,303/mo
Today · 4.125%
HK$50,481
baseline
▲ 0.50% · 4.625%
HK$53,142
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,962/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,226
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,788
−HK$1,588/mo
Today · 4.125%
HK$53,376
baseline
▲ 0.50% · 4.625%
HK$56,624
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,752/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,876
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,375
−HK$1,520/mo
Today · 4.125%
HK$58,895
baseline
▲ 0.50% · 4.625%
HK$61,999
+HK$3,104/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,790/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,577
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,585
−HK$2,041/mo
Today · 4.125%
HK$68,626
baseline
▲ 0.50% · 4.625%
HK$72,802
+HK$4,176/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,252/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,841
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,767
−HK$1,955/mo
Today · 4.125%
HK$75,722
baseline
▲ 0.50% · 4.625%
HK$79,713
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,444/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,997 · Scale 2, in force from 26 Feb 2026)