LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,877
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,993
−HK$1,133/mo
Today · 4.125%
HK$38,126
baseline
▲ 0.50% · 4.625%
HK$40,446
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,252/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,912
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,983
−HK$1,086/mo
Today · 4.125%
HK$42,069
baseline
▲ 0.50% · 4.625%
HK$44,286
+HK$2,217/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,138/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,052
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,391
−HK$1,361/mo
Today · 4.125%
HK$45,752
baseline
▲ 0.50% · 4.625%
HK$48,536
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,504/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,895
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,179
−HK$1,304/mo
Today · 4.125%
HK$50,483
baseline
▲ 0.50% · 4.625%
HK$53,144
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,966/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,227
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,790
−HK$1,587/mo
Today · 4.125%
HK$53,377
baseline
▲ 0.50% · 4.625%
HK$56,625
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,754/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,877
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,376
−HK$1,520/mo
Today · 4.125%
HK$58,896
baseline
▲ 0.50% · 4.625%
HK$62,001
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,792/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,578
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,587
−HK$2,041/mo
Today · 4.125%
HK$68,628
baseline
▲ 0.50% · 4.625%
HK$72,803
+HK$4,175/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,256/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,842
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,769
−HK$1,955/mo
Today · 4.125%
HK$75,724
baseline
▲ 0.50% · 4.625%
HK$79,715
+HK$3,991/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,448/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,011 · Scale 2, in force from 26 Feb 2026)