LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,878
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,994
−HK$1,134/mo
Today · 4.125%
HK$38,128
baseline
▲ 0.50% · 4.625%
HK$40,448
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,256/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,914
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,086/mo
Today · 4.125%
HK$42,070
baseline
▲ 0.50% · 4.625%
HK$44,288
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,140/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,054
−HK$2,699/mo
▼ 0.25% · 3.875%
HK$44,393
−HK$1,360/mo
Today · 4.125%
HK$45,753
baseline
▲ 0.50% · 4.625%
HK$48,537
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,506/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,897
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,181
−HK$1,303/mo
Today · 4.125%
HK$50,484
baseline
▲ 0.50% · 4.625%
HK$53,145
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,968/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,229
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,792
−HK$1,587/mo
Today · 4.125%
HK$53,379
baseline
▲ 0.50% · 4.625%
HK$56,627
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$106,758/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,879
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,378
−HK$1,520/mo
Today · 4.125%
HK$58,898
baseline
▲ 0.50% · 4.625%
HK$62,003
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.01M · min. income ≈ HK$117,796/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,580
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,589
−HK$2,041/mo
Today · 4.125%
HK$68,630
baseline
▲ 0.50% · 4.625%
HK$72,806
+HK$4,176/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,260/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,845
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,772
−HK$1,954/mo
Today · 4.125%
HK$75,726
baseline
▲ 0.50% · 4.625%
HK$79,718
+HK$3,992/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,452/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,032 · Scale 2, in force from 26 Feb 2026)