LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,882
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,998
−HK$1,134/mo
Today · 4.125%
HK$38,132
baseline
▲ 0.50% · 4.625%
HK$40,452
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,264/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,918
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,989
−HK$1,086/mo
Today · 4.125%
HK$42,075
baseline
▲ 0.50% · 4.625%
HK$44,293
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,150/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,058
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,397
−HK$1,361/mo
Today · 4.125%
HK$45,758
baseline
▲ 0.50% · 4.625%
HK$48,542
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,516/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,902
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,186
−HK$1,304/mo
Today · 4.125%
HK$50,490
baseline
▲ 0.50% · 4.625%
HK$53,151
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,980/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,234
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,797
−HK$1,588/mo
Today · 4.125%
HK$53,385
baseline
▲ 0.50% · 4.625%
HK$56,633
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,770/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,885
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,384
−HK$1,521/mo
Today · 4.125%
HK$58,905
baseline
▲ 0.50% · 4.625%
HK$62,010
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,810/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,587
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,596
−HK$2,041/mo
Today · 4.125%
HK$68,637
baseline
▲ 0.50% · 4.625%
HK$72,814
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,274/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,852
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,780
−HK$1,954/mo
Today · 4.125%
HK$75,734
baseline
▲ 0.50% · 4.625%
HK$79,727
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,468/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,094 · Scale 2, in force from 26 Feb 2026)