LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,885
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,001
−HK$1,134/mo
Today · 4.125%
HK$38,135
baseline
▲ 0.50% · 4.625%
HK$40,455
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,270/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,921
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,992
−HK$1,086/mo
Today · 4.125%
HK$42,078
baseline
▲ 0.50% · 4.625%
HK$44,296
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,156/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,061
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,401
−HK$1,361/mo
Today · 4.125%
HK$45,762
baseline
▲ 0.50% · 4.625%
HK$48,546
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,524/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,905
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,190
−HK$1,304/mo
Today · 4.125%
HK$50,494
baseline
▲ 0.50% · 4.625%
HK$53,155
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,988/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,238
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,801
−HK$1,588/mo
Today · 4.125%
HK$53,389
baseline
▲ 0.50% · 4.625%
HK$56,637
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,778/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,890
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,389
−HK$1,520/mo
Today · 4.125%
HK$58,909
baseline
▲ 0.50% · 4.625%
HK$62,014
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,818/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,592
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,601
−HK$2,042/mo
Today · 4.125%
HK$68,643
baseline
▲ 0.50% · 4.625%
HK$72,819
+HK$4,176/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,286/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,858
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,785
−HK$1,955/mo
Today · 4.125%
HK$75,740
baseline
▲ 0.50% · 4.625%
HK$79,733
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,480/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,141 · Scale 2, in force from 26 Feb 2026)