LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,885
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,001
−HK$1,135/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,456
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,922
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,993
−HK$1,086/mo
Today · 4.125%
HK$42,079
baseline
▲ 0.50% · 4.625%
HK$44,297
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,158/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,062
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,402
−HK$1,361/mo
Today · 4.125%
HK$45,763
baseline
▲ 0.50% · 4.625%
HK$48,547
+HK$2,784/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$91,526/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,906
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,191
−HK$1,304/mo
Today · 4.125%
HK$50,495
baseline
▲ 0.50% · 4.625%
HK$53,156
+HK$2,661/mo
Deposit HK$6.29M · loan HK$9.44M · min. income ≈ HK$100,990/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,239
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,802
−HK$1,588/mo
Today · 4.125%
HK$53,390
baseline
▲ 0.50% · 4.625%
HK$56,638
+HK$3,248/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,780/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,891
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,390
−HK$1,520/mo
Today · 4.125%
HK$58,910
baseline
▲ 0.50% · 4.625%
HK$62,016
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,820/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,593
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,603
−HK$2,041/mo
Today · 4.125%
HK$68,644
baseline
▲ 0.50% · 4.625%
HK$72,821
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,288/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,859
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,787
−HK$1,955/mo
Today · 4.125%
HK$75,742
baseline
▲ 0.50% · 4.625%
HK$79,734
+HK$3,992/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,484/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,151 · Scale 2, in force from 26 Feb 2026)