LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,886
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,002
−HK$1,134/mo
Today · 4.125%
HK$38,136
baseline
▲ 0.50% · 4.625%
HK$40,457
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,272/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,923
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,994
−HK$1,086/mo
Today · 4.125%
HK$42,080
baseline
▲ 0.50% · 4.625%
HK$44,298
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,160/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,063
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,403
−HK$1,361/mo
Today · 4.125%
HK$45,764
baseline
▲ 0.50% · 4.625%
HK$48,548
+HK$2,784/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,528/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,907
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,192
−HK$1,304/mo
Today · 4.125%
HK$50,496
baseline
▲ 0.50% · 4.625%
HK$53,157
+HK$2,661/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$100,992/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,240
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,803
−HK$1,588/mo
Today · 4.125%
HK$53,391
baseline
▲ 0.50% · 4.625%
HK$56,640
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,782/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,892
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,391
−HK$1,521/mo
Today · 4.125%
HK$58,912
baseline
▲ 0.50% · 4.625%
HK$62,017
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,824/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,595
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,604
−HK$2,042/mo
Today · 4.125%
HK$68,646
baseline
▲ 0.50% · 4.625%
HK$72,823
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,292/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,861
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,788
−HK$1,956/mo
Today · 4.125%
HK$75,744
baseline
▲ 0.50% · 4.625%
HK$79,736
+HK$3,992/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,488/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,165 · Scale 2, in force from 26 Feb 2026)