LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,887
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,004
−HK$1,134/mo
Today · 4.125%
HK$38,138
baseline
▲ 0.50% · 4.625%
HK$40,458
+HK$2,320/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,276/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,924
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,995
−HK$1,086/mo
Today · 4.125%
HK$42,081
baseline
▲ 0.50% · 4.625%
HK$44,299
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,162/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,065
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,404
−HK$1,361/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,909
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,304/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,159
+HK$2,661/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,242
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,805
−HK$1,588/mo
Today · 4.125%
HK$53,393
baseline
▲ 0.50% · 4.625%
HK$56,642
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,786/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,894
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,393
−HK$1,521/mo
Today · 4.125%
HK$58,914
baseline
▲ 0.50% · 4.625%
HK$62,019
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,828/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,597
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,607
−HK$2,041/mo
Today · 4.125%
HK$68,648
baseline
▲ 0.50% · 4.625%
HK$72,825
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,296/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,864
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,791
−HK$1,955/mo
Today · 4.125%
HK$75,746
baseline
▲ 0.50% · 4.625%
HK$79,739
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,492/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,186 · Scale 2, in force from 26 Feb 2026)