LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,888
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,004
−HK$1,134/mo
Today · 4.125%
HK$38,138
baseline
▲ 0.50% · 4.625%
HK$40,459
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,276/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,925
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,996
−HK$1,086/mo
Today · 4.125%
HK$42,082
baseline
▲ 0.50% · 4.625%
HK$44,300
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,164/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,065
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,405
−HK$1,361/mo
Today · 4.125%
HK$45,766
baseline
▲ 0.50% · 4.625%
HK$48,551
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,532/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,910
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,195
−HK$1,303/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,160
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,243
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,806
−HK$1,588/mo
Today · 4.125%
HK$53,394
baseline
▲ 0.50% · 4.625%
HK$56,643
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,788/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,895
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,394
−HK$1,521/mo
Today · 4.125%
HK$58,915
baseline
▲ 0.50% · 4.625%
HK$62,020
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,830/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,598
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,608
−HK$2,041/mo
Today · 4.125%
HK$68,649
baseline
▲ 0.50% · 4.625%
HK$72,826
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$137,298/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,865
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,792
−HK$1,955/mo
Today · 4.125%
HK$75,747
baseline
▲ 0.50% · 4.625%
HK$79,740
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.16M · min. income ≈ HK$151,494/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,195 · Scale 2, in force from 26 Feb 2026)