LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,890
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,007
−HK$1,134/mo
Today · 4.125%
HK$38,141
baseline
▲ 0.50% · 4.625%
HK$40,462
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,282/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,928
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,998
−HK$1,087/mo
Today · 4.125%
HK$42,085
baseline
▲ 0.50% · 4.625%
HK$44,303
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,170/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,068
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,408
−HK$1,361/mo
Today · 4.125%
HK$45,769
baseline
▲ 0.50% · 4.625%
HK$48,554
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,538/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,913
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,198
−HK$1,304/mo
Today · 4.125%
HK$50,502
baseline
▲ 0.50% · 4.625%
HK$53,164
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$101,004/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,246
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,809
−HK$1,588/mo
Today · 4.125%
HK$53,397
baseline
▲ 0.50% · 4.625%
HK$56,646
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,794/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,899
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,398
−HK$1,521/mo
Today · 4.125%
HK$58,919
baseline
▲ 0.50% · 4.625%
HK$62,024
+HK$3,105/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,838/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,602
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,612
−HK$2,042/mo
Today · 4.125%
HK$68,654
baseline
▲ 0.50% · 4.625%
HK$72,831
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,308/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,870
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,797
−HK$1,955/mo
Today · 4.125%
HK$75,752
baseline
▲ 0.50% · 4.625%
HK$79,745
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,504/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,234 · Scale 2, in force from 26 Feb 2026)