LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,892
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,134/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,086/mo
Today · 4.125%
HK$42,087
baseline
▲ 0.50% · 4.625%
HK$44,305
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,174/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,410
−HK$1,362/mo
Today · 4.125%
HK$45,772
baseline
▲ 0.50% · 4.625%
HK$48,557
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,544/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,916
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,201
−HK$1,303/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,167
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,249
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,812
−HK$1,588/mo
Today · 4.125%
HK$53,400
baseline
▲ 0.50% · 4.625%
HK$56,649
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,800/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,902
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,401
−HK$1,521/mo
Today · 4.125%
HK$58,922
baseline
▲ 0.50% · 4.625%
HK$62,028
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,844/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,606
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,616
−HK$2,041/mo
Today · 4.125%
HK$68,657
baseline
▲ 0.50% · 4.625%
HK$72,835
+HK$4,178/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,314/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,874
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,801
−HK$1,956/mo
Today · 4.125%
HK$75,757
baseline
▲ 0.50% · 4.625%
HK$79,750
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,514/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,267 · Scale 2, in force from 26 Feb 2026)