LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,893
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,135/mo
Today · 4.125%
HK$38,144
baseline
▲ 0.50% · 4.625%
HK$40,465
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,288/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,931
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,087/mo
Today · 4.125%
HK$42,088
baseline
▲ 0.50% · 4.625%
HK$44,306
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,176/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,071
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,411
−HK$1,361/mo
Today · 4.125%
HK$45,772
baseline
▲ 0.50% · 4.625%
HK$48,558
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,544/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,917
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,202
−HK$1,303/mo
Today · 4.125%
HK$50,505
baseline
▲ 0.50% · 4.625%
HK$53,168
+HK$2,663/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$101,010/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,250
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,813
−HK$1,588/mo
Today · 4.125%
HK$53,401
baseline
▲ 0.50% · 4.625%
HK$56,651
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,802/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,903
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,402
−HK$1,521/mo
Today · 4.125%
HK$58,923
baseline
▲ 0.50% · 4.625%
HK$62,029
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,846/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,607
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,617
−HK$2,042/mo
Today · 4.125%
HK$68,659
baseline
▲ 0.50% · 4.625%
HK$72,836
+HK$4,177/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,318/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,875
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,803
−HK$1,955/mo
Today · 4.125%
HK$75,758
baseline
▲ 0.50% · 4.625%
HK$79,751
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,516/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,278 · Scale 2, in force from 26 Feb 2026)