LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,895
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,011
−HK$1,135/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,467
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,932
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,003
−HK$1,087/mo
Today · 4.125%
HK$42,090
baseline
▲ 0.50% · 4.625%
HK$44,308
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,180/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,074
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,413
−HK$1,362/mo
Today · 4.125%
HK$45,775
baseline
▲ 0.50% · 4.625%
HK$48,560
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$91,550/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,919
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,204
−HK$1,304/mo
Today · 4.125%
HK$50,508
baseline
▲ 0.50% · 4.625%
HK$53,170
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.44M · min. income ≈ HK$101,016/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,252
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,816
−HK$1,588/mo
Today · 4.125%
HK$53,404
baseline
▲ 0.50% · 4.625%
HK$56,653
+HK$3,249/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,808/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,905
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,405
−HK$1,521/mo
Today · 4.125%
HK$58,926
baseline
▲ 0.50% · 4.625%
HK$62,032
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,852/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,610
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,620
−HK$2,042/mo
Today · 4.125%
HK$68,662
baseline
▲ 0.50% · 4.625%
HK$72,840
+HK$4,178/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,324/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,878
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,806
−HK$1,956/mo
Today · 4.125%
HK$75,762
baseline
▲ 0.50% · 4.625%
HK$79,755
+HK$3,993/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,524/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,306 · Scale 2, in force from 26 Feb 2026)