LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,895
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,012
−HK$1,134/mo
Today · 4.125%
HK$38,146
baseline
▲ 0.50% · 4.625%
HK$40,468
+HK$2,322/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,292/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,933
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,004
−HK$1,087/mo
Today · 4.125%
HK$42,091
baseline
▲ 0.50% · 4.625%
HK$44,309
+HK$2,218/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,182/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,075
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,414
−HK$1,362/mo
Today · 4.125%
HK$45,776
baseline
▲ 0.50% · 4.625%
HK$48,561
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,552/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,920
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,205
−HK$1,304/mo
Today · 4.125%
HK$50,509
baseline
▲ 0.50% · 4.625%
HK$53,171
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,018/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,254
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,817
−HK$1,588/mo
Today · 4.125%
HK$53,405
baseline
▲ 0.50% · 4.625%
HK$56,655
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,810/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,907
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,406
−HK$1,521/mo
Today · 4.125%
HK$58,927
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,106/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,854/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,612
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,622
−HK$2,042/mo
Today · 4.125%
HK$68,664
baseline
▲ 0.50% · 4.625%
HK$72,842
+HK$4,178/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,328/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,880
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,808
−HK$1,955/mo
Today · 4.125%
HK$75,763
baseline
▲ 0.50% · 4.625%
HK$79,757
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,526/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,320 · Scale 2, in force from 26 Feb 2026)