LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,897
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,013
−HK$1,135/mo
Today · 4.125%
HK$38,148
baseline
▲ 0.50% · 4.625%
HK$40,469
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,296/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,935
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,006
−HK$1,086/mo
Today · 4.125%
HK$42,092
baseline
▲ 0.50% · 4.625%
HK$44,311
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,184/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,076
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,416
−HK$1,361/mo
Today · 4.125%
HK$45,777
baseline
▲ 0.50% · 4.625%
HK$48,563
+HK$2,786/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,554/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,922
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,207
−HK$1,304/mo
Today · 4.125%
HK$50,511
baseline
▲ 0.50% · 4.625%
HK$53,173
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,022/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,255
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,819
−HK$1,588/mo
Today · 4.125%
HK$53,407
baseline
▲ 0.50% · 4.625%
HK$56,657
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,814/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,909
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,408
−HK$1,521/mo
Today · 4.125%
HK$58,929
baseline
▲ 0.50% · 4.625%
HK$62,036
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,858/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,614
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,624
−HK$2,042/mo
Today · 4.125%
HK$68,666
baseline
▲ 0.50% · 4.625%
HK$72,844
+HK$4,178/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,332/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,883
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,811
−HK$1,955/mo
Today · 4.125%
HK$75,766
baseline
▲ 0.50% · 4.625%
HK$79,760
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,532/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,342 · Scale 2, in force from 26 Feb 2026)