LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,898
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,015
−HK$1,134/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,470
+HK$2,321/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,936
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,007
−HK$1,087/mo
Today · 4.125%
HK$42,094
baseline
▲ 0.50% · 4.625%
HK$44,313
+HK$2,219/mo
Deposit HK$7.87M · loan HK$7.87M · min. income ≈ HK$84,188/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,078
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,361/mo
Today · 4.125%
HK$45,779
baseline
▲ 0.50% · 4.625%
HK$48,564
+HK$2,785/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$91,558/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,923
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,209
−HK$1,304/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,175
+HK$2,662/mo
Deposit HK$6.30M · loan HK$9.45M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,257
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,820
−HK$1,589/mo
Today · 4.125%
HK$53,409
baseline
▲ 0.50% · 4.625%
HK$56,659
+HK$3,250/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$106,818/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,911
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,410
−HK$1,521/mo
Today · 4.125%
HK$58,931
baseline
▲ 0.50% · 4.625%
HK$62,038
+HK$3,107/mo
Deposit HK$4.72M · loan HK$11.02M · min. income ≈ HK$117,862/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,616
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,626
−HK$2,042/mo
Today · 4.125%
HK$68,668
baseline
▲ 0.50% · 4.625%
HK$72,847
+HK$4,179/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$137,336/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,885
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,813
−HK$1,956/mo
Today · 4.125%
HK$75,769
baseline
▲ 0.50% · 4.625%
HK$79,763
+HK$3,994/mo
Deposit HK$1.57M · loan HK$14.17M · min. income ≈ HK$151,538/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$590,361 · Scale 2, in force from 26 Feb 2026)